Satisfactory Academic Progress (SAP) Requirements

A student must meet all of the following requirements in order to be making satisfactory academic progress for Title IV aid:

  1. Successfully complete 66.67% of the total cumulative credits attempted. Credits attempted are credits you were enrolled in including credits for courses you failed or withdrew from. Transfer credits that have been accepted will be included in credits attempted when determining SAP.
  2. Undergraduate students must have a cumulative grade point average (CGPA) of at least 2.000. Graduate students must have a cumulative grade point average of at least 3.000.
  3. Each student will be reviewed for progress on an annual basis after the completion of the spring semester. The review determines student aid eligibility for the next enrollment period (which includes the summer session and/or the following academic school year).

All students are subject to the progress requirements regardless of previous receipt of federal financial aid during that time.

Maximum Time Frame

Undergraduate students may receive federal aid for up to 180 cumulative credits attempted including transfer credits. State grant eligibility may vary (Pennsylvania allows up to 8 full-time semesters). Students who have attempted 180 credits with or without the benefit of financial assistance are no longer eligible to receive federal financial aid.

Graduate students may receive federal aid for up to 72 cumulative credits attempted.

Effect of Incompletes, Withdrawals, Failures, and Repeats

All Incompletes, withdrawals, failures, and repeats are included as attempted credits when determining SAP for financial aid. Remedial courses successfully completed will count towards satisfactory academic progress. However, remedial courses do not count towards graduation.


Credits Attempted: Credits for which a grade of A, A-, B+, B, B-, C+, C, C-, D, E, F, I, L, P, S, U, W, X, Y, Z has been received.

Successfully Completed Credits: Credits for which a grade of A, A-, B+, B, B-, C+, C, C-, D, L, S, or P has been received. Grades of E, F, I, U, W, X, Y, Z and grades in repeated courses do not count as successfully completed credits.

Repeated classes will not count toward academic progress if the class was passed the first time the student was enrolled and received a passing grade. Only repeated classes that the student originally failed will be counted toward academic progress. Each time a class is repeated it will be included in the cumulative credits attempted.

Eliminating Deficiencies

If a student is deficient in credits and/or GPA at the end of the academic year, summer school classes may be used to eliminate the deficiency. No federal financial aid will be provided to help defray summer costs. Students may apply for an alternative/private loan or should discuss payment options for summer school with the staff in Enrollment Services.

If students opt to not enroll in summer school at ESU to help eliminate their deficiency, please note the following:

  • Transient clearance must be obtained prior to taking courses elsewhere to ensure that these credits will be accepted at ESU;
  • Courses taken elsewhere will not affect the GPA. If the student's deficiency is in GPA, taking courses at another institution will not make up that deficiency. The only exception is students who were approved to participate in the Pennsylvania’s State System of Higher Education Visiting Student program.
  • In addition, credits received from Advanced Placement Exams, College Level Examination Program (CLEP) tests or any other type of prior learning will not be used to satisfy a credit deficiency.

Reentry to East Stroudsburg University

A period of non-enrollment does not reinstate financial aid eligibility. Students who are readmitted to ESU will have their financial aid progress reviewed and all previous coursework will be measured according to these procedures upon reentry.

Financial Aid Satisfactory Academic Progress Appeals

To be eligible to receive Title IV federal student aid (i.e., Pell Grant, Direct Student Loan, Perkins Loan, FSEOG, Work-Study, PLUS Loans), students must maintain satisfactory progress as stated in East Stroudsburg University’s Financial Aid Satisfactory Academic Progress (SAP) Policy. This policy complies with the U.S. Department of Education federal regulation Section 668.32.

The Financial Aid Office reviews academic progress annually after spring grades are processed. Students who do not meet the satisfactory academic progress requirement are notified of their ineligibility for Federal Title IV Aid and have the option to appeal. Satisfactory academic progress (SAP) appeal can be located on the Financial Aid forms page. Please see appeal form for deadlines for submissions. All applications received after the deadline will not be considered. The submission of an appeal application does not guarantee the reinstatement of eligibility for federal aid. Students are strongly encouraged to make payment arrangements with the Bursar’s Office while their appeals are being considered.

Recognizing the personal and sensitive nature of a student’s request, the appeal materials are held in strict confidentiality and should be addressed to the Financial Aid Appeals Committee. It is important to complete and submit this application in the manner described. Some examples of reasons for an appeal may include:

  1. The death of an immediate family member (parent, spouse, sibling, child).
  2. Serious illness (physical or mental) of the student that may have necessitated withdrawal from all classes in order to recover, or that may have contributed to the student doing poorly in his/her classes.
  3. Other documented unexpected circumstances beyond the student’s control.

Appeals may take up to 14 business days to review. Incomplete applications will not be reviewed.

Students granted an appeal will receive their federal aid for the appeal period granted only. The denial of an appeal does not prohibit students from enrolling at ESU, but students are responsible for their University balances. Students will not receive federal aid until satisfactory academic progress is met. Students are required to notify the Office of Financial Aid once they have met the Satisfactory Academic Progress requirements.

Note: The above appeal process is for Federal Title IV aid only. This does not apply to the Pennsylvania State Grant program (PHEAA).

Pennsylvania State Grants (PHEAA) Academic Progress Policy

Students are required to make satisfactory academic progress for receipt of State Grant aid. For each academic year (summer fall and/or spring term) during which State Grant aid is received, a student must successfully complete the minimum number of credits appropriate to the student's enrollment status during the terms for which State Grant aid was received. Full–time students must complete 12 new credits per term and part–time students must complete a minimum of 6 new credits per term. PHEAA Academic Progress Policy is located in the Program Manual.


  1. A student enrolled full–time for Fall and Spring semesters who received a PA State Grant for both terms would be required to complete 24 new credits during that time.
  2. A student enrolled full–time fall and full–time spring received a PA State Grant for the spring only term. This student would be required to complete 12 credits during the spring Credits completed in the fall semester will not count towards academic progress.
  3. A student enrolled full–time fall and half–time spring who received a PA State Grant for both terms would be required to complete 18 new credits during that time.
  4. A student enrolled full–time summer and full–time academic year who received a PA State Grant for all three terms would be required to complete 36 new credits during that time.

Remedial Credits—the successful completion of a remedial class may not always count towards the PA State Grant academic progress requirement. Students receiving a PA State Grant who are taking remedial courses should consult with the Center for Enrollment Services

Pennsylvania State Grant (PHEAA) Academic Progress Appeal Policy

Students have the right to file an appeal with Pennsylvania Higher Education Assistance Agency (PHEAA) by completing the Academic Progress Exception Form. A student may appeal their eligibility based on:

A State Grant recipient who during the previous academic year either:

  • Withdrew from school before completing the term
  • Failed to pass one or more courses


  1. Complete the top of the form.
  2. Submit documentation to explain the reasons for your lack of academic progress for the current academic year.
  3. Have a financial aid administrator at your school complete the bottom of the form.
  4. East Stroudsburg University Office of Financial Aid will fax the form to PHEAA for review.

While an appeal is being reviewed by PHEAA students are encouraged apply:

  • Parent PLUS Loan: A dependent student’s parent may request a Parent PLUS loan by signing in using the parent’s FSA ID and completing the application.
  • Private Alternative Loans: You may obtain a private alternative loan through your local bank. ESU has a list of lenders you can compare side by side via Elm to assist you in determining the best lender for your specific financial situation.
  • Payment Plans: You may log onto your myESU portal under the Billing box to setup a payment plan. Note: Payment plans are not always available during the semester. Questions may be directed to the billing office at (570) 422-2800.

To find out more about state grants go to the PHEAA webpage.

Contact Us

Please contact us with any questions about Financial Aid. ESU's Title IV Code is 003320.

Contact Information

Campus Address
Zimbar-Liljenstein Hall 110
(570) 422-2800
(570) 422-2850 (Fax)
Title of Department Leader
Director Financial Aid
Kary Tejeda