Entrance and Exit Counseling for Student Borrowers

Federal Direct Loan Entrance Counseling

The Federal Government requires that all first-time Federal Direct Loan borrowers complete an Entrance Counseling session before they receive any loan proceeds. Entrance Counseling educates the student about Direct Loans and their terms, as well as the student’s rights and responsibilities of borrowing them. The Entrance Counseling must be completed by the student, NOT the parent(s).

It is Federal Regulation that Entrance Counseling and the Loan Agreement (Master Promissory Note) must be completed so that the student understands the terms of their loan and repayment. Until these steps are completed, you will not receive any Federal Direct Loans

How Do I Complete Entrance Counseling?

• Go to https://studentaid.gov/entrance-counseling   
• Find the option pertaining to your student type
  
  • See the section below on which type of counseling to complete
• Click “Login to Start” 
• Log into your account using your FSA Id and Password 
  
  • This is the same FSA user ID and password you used to complete the FAFSA
  • To create an FSA User ID click here.
  • If you have forgotten your FSA user ID or password, click here.

Federal Direct Loan Exit Counseling

You must complete exit counseling when you leave school or drop below half-time enrollment. The purpose of exit counseling is to ensure you understand your student loan obligations and are prepared for repayment.
You'll learn about what your federal student loan payments will look like after school. https://studentaid.gov/exit-counseling/